Property at 00144 ALBANY TURNPIKE Account 0012350

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                          Commercial Valuation Summary
           Main Area:     3,004         Construction Type: Wood Frame
  +--Subject----Code---Description-------Perc-----AdjSF--AdjRate------Net Value--+
  |Basement     86   Support Area       30.00       901    18.40         16,580  |
  |                                                                              |
  |1st Floor    31   Restaurant        100.00     3,004    66.38        199,410  |
  |                                                                              |
  |2nd Floor    31   Restaurant         65.00     1,953    53.10        103,700  |
  |                                                                              |
  |3rd Floor                                                                     |
  |                                                                              |
  |4th Floor                                                                     |
  |                                                                              |
  +---Other Features-------------Size----Rate-------Qty-----Rate----------Value--+
  | CP5  Canopy-Economy            24    9.70                               230  |
  | WD1  Wood Deck                111   11.50                             1,280  |
  | EE1  Enclosed Entry            48   41.58                             2,000  |
  |                                                                              |
  |                                                                              |
  +------------------------------------------------------------------------------+
  | Sub-Total                                                           323,200  |
  +------------------------------------------------------------------------------+
  | Grade       C+               Factor 1.0800                          349,060  |
  | CDU                      C&D Factor 1.00                            349,060  |
  | Depreciation                        25 %                            261,800  |
  +------------------------------------+-----------------------------------------+
  | Cost value admin record            | Computed cost value @ 70%      183,260  |
  +------------------------------------+-----------------------------------------+